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Free Inspection 919-746-4771

Financing

A New Roof, WithoutThe Lump Sum.

Plans including 0% APR for qualified homeowners, approved in minutes, with no prepayment penalty.

Most homeowners who finance a roof are replacing ahead of failure rather than after it, which is the cheaper moment to do it. A roof that fails in a storm costs the same to replace, plus whatever the water did on the way in.

Approval usually takes a few minutes and does not require you to commit to the work. Plenty of customers get approved, take the written quote, and decide a month later.

0% APRRates from
MinutesApproval time
NonePrepayment penalty
12 to 120 monthsTypical term
ProjectApprox totalFrom, 0% APR over 60 months
Minimum replacement, up to 12 squares$6,995$117 per month
Typical Triangle home, 24 squares$12,395$207 per month
Larger home, 34 squares$16,895$282 per month
Large or complex roof, 50 squares$24,095$402 per month

Illustrative only. Monthly figures are the total divided across 60 months at 0% APR and assume qualification. Your actual rate, term and payment come from the lender, not from us.

Answered directly

Financing Questions

Do you offer 0% APR roof financing?

Yes, for qualified homeowners, alongside longer term options at standard rates. Approval usually takes a few minutes and there is no prepayment penalty, so you can pay it off early without a charge.

Does applying affect my credit score?

Pre qualification is typically a soft credit check that does not affect your score. A full application is a hard check. The lender will tell you which applies before you proceed.

Can I finance an insurance deductible?

You can finance your out of pocket costs, including a deductible. What no contractor may legally do in North Carolina is waive, rebate or absorb your deductible, and anyone offering that is proposing insurance fraud.

Do I have to finance through you?

No. Plenty of customers use a home equity line or pay outright. We present financing as an option alongside the written quote, not as a condition of it.

Book online

Book Your Free Estimate

Pick a time that suits you and we will come out and price the job properly, so you know what you are financing before you apply.

Prefer to talk to a person? Call 919-746-4771. We answer, and if we cannot we call back the same day.

Free roof inspection

Find Out What
You Qualify For.

Free inspection and an itemised quote first, so you know what you are financing before you apply.

919-746-4771

307 S. Salem Street, Suite 300 · Apex, NC 27502 · Open 24/7

Request your inspection

We will call to confirm a time, usually within the hour. We do not sell or share your details.